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Honolulu (/?h?n?'lu?lu?/ or /?ho?n?'lu?lu?/; Hawaiian pronunciation: [hono'lulu]) is the state capital and the most populous city in the U.S. state of Hawaii.[a] It is the county seat of the City and County of Honolulu. Hawaii is a major tourist destination and Honolulu, situated on the island of Oahu, is the main gateway to Hawaii and a major gateway into the United States. The city is also a major hub for international business, military defense, as well as famously being host to a diverse variety of east-west and Pacific culture, cuisine, and traditions.Honolulu is both the westernmost and the southernmost major American city. For statistical purposes, the U.S. Census Bureau recognizes the approximate area commonly referred to as ""City of Honolulu"" (not to be confused with the ""City and County"") as a census county division (CCD). Honolulu is a major financial center of the islands and of the Pacific Ocean. The population of Honolulu CCD was 390,738 at the 2010 census, while the population of the consolidated city and county was 953,207.Honolulu means ""sheltered harbor"" or ""calm port."" The old name is said to be Kou, a district roughly encompassing the area from Nuuanu Avenue to Alakea Street and from Hotel Street to Queen Street which is the heart of the present downtown district. The city has been the capital of the Hawaiian Islands since 1845 and gained historical recognition following the attack on Pearl Harbor by Japan near the city on December 7, 1941.The largest city and airport in the Hawaiian Islands, Honolulu acts as a natural gateway to the islands' large tourism industry, which brings millions of visitors and contributes $10 billion annually to the local economy. Honolulu's location in the Pacific also makes it a large business and trading hub, particularly between the East and the West. Other important aspects of the city's economy include military defense, research and development, and manufacturing.

 

Pearl City is a census-designated place (CDP) located in the ?Ewa District and City & County of Honolulu on the Island of O?ahu. As of the 2010 Census, the CDP had a total population of 47,698. Pearl City is located along the north shore of Pearl Harbor. ?Aiea borders Pearl City to the east, while Waipahu borders the west. The U.S. postal code for Pearl City is 96782.

 

Hilo (/'hi?lo?/) is the largest census-designated place (CDP) and the largest settlement in Hawaii County, Hawaii, which encompasses the Island of Hawai?i. The population was 40,759 at the 2000 census. The population increased by 6.1% to 43,263 at the 2010 census.Hilo is the county seat of the County of Hawai?i and is located in the District of South Hilo. The town overlooks Hilo Bay, situated upon two shield volcanoes; Mauna Loa, an active volcano, and Mauna Kea, a dormant volcano and the site of some of the world's most important ground-based astronomical observatories. The majority of human settlement in Hilo stretches from Hilo Bay to Waiakea-Uka, on the flanks of Mauna Loa.Hilo is home to the University of Hawai?i at Hilo, ?Imiloa Astronomy Center of Hawai?i, as well as the Merrie Monarch Festival, a week-long celebration of ancient and modern hula which takes place annually after Easter. Hilo is also home to the Nut Corporation, one of the world's leading producers of macadamia nuts. It is served by Hilo International Airport, located inside the CDP.

 

Kailua /ka?'lu??/ is a census-designated place (CDP) in Honolulu County, Hawaii, United States. It lies in the Ko?olaupoko District of O?ahu on the windward coast at Kailua Bay. It is in the judicial district and the ahupua'a named Ko'olaupoko. It is 12 miles (19 km) northeast of Honolulu � over Nu�uanu Pali. The population was 38,635 at the 2010 census.In the Hawaiian language Kailua means ""two seas"" or ""two currents"", a contraction of the words kai (meaning ""sea"" or ""sea water"") and ?elua (meaning ""two""); it is so named because of the two lagoons in the district or the two currents which run through Kailua Bay.Kailua is primarily a residential community, with a centralized commercial district along Kailua Road. It has a compact, easy-to-shop business district surrounded by mostly single-family homes. By 1992, 50,000 residents encompassed a central urban core with surrounding residential areas.Places of note in Kailua include Kailua Beach Park, Lanikai Beach, Kawai Nui Marsh, Maunawili Falls, and Marine Corps Base Hawaii.

 

Waipahu is a former sugar plantation town and now census-designated place (CDP) located in the ?Ewa District on the island of O?ahu in the City & County of Honolulu, Hawai?i, United States. As of the 2010 Census, the CDP population was 38,216. The U.S. postal code for Waipahu is 96797.

 

Kane?ohe is a census-designated place (CDP) included in the City and County of Honolulu and located in Hawai?i state District of Ko?olaupoko on the island of O?ahu. In the Hawaiian language, kane ?ohe means ""bamboo man"". According to an ancient Hawaiian story a local woman compared her husband's cruelty to the sharp edge of cutting bamboo; thus the place was named Kane?ohe or ""Bamboo man"". The population was 34,597 at the 2010 census. Kane?ohe is the largest of several communities along Kane?ohe Bay and one of the two largest residential communities on the windward side of O?ahu (the other is Kailua). The commercial center of the town is spread mostly along Kamehameha Highway.From ancient times, Kane?ohe was important as an agricultural area, owing to an abundance of rainfall. Today, Kane?ohe is mostly a residential community, with very little agriculture in evidence. The only commercial crop of any consequence in the area is banana.Features of note are Ho?omaluhia Botanical Garden and the new Hawai?i National Veterans Cemetery. Access to Kane?ohe Bay is mainly from the public pier and boat ramp located at nearby He?eia Kea. Access to Coconut Island (restricted) is from the state pier off Lilipuna Road. Marine Corps Base Hawaii lies across the south end of Kane?ohe Bay from the central part of Kane?ohe, although the town stretches along Kane?ohe Bay Drive to the base perimeter.The ZIP code for Kaneohe is 96744.There are three golf courses in Kane?ohe: Pali Golf Course (public), Ko?olau Golf Club (privately owned but open to the public), and Bayview Golf Park (privately owned but open to the public).

 

Mililani is a city located near the center of the island of O?ahu in Honolulu County, Hawaii, United States. It consists of two census-designated places, Mililani Town, with a population of 27,629 at the 2010 census, and Mililani Mauka, with a 2010 census population of 21,039.

 

Kahului is a census-designated place (CDP) in Maui County, on the island of Maui, in the U.S. state of Hawaii. Kahului hosts Maui's main airport (Kahului Airport), deep-draft harbor, light industrial areas, and commercial shopping centers. The population was 26,337 at the 2010 census.Kahului is the retail center for Maui residents and there are several malls and major stores (including department stores in the Queen Kaahumanu Center); other significant groupings of stores are in Lahaina such as the Lahaina Cannery Mall, the Happy Valley area of Wailuku, Maui Market Place and Maui Mall, which are both also located in Kahului, and The Shops at Wailea in Wailea.Kahului is not generally considered a tourist destination but does feature the Alexander and Baldwin Sugar Museum, Kanaha Pond State Wildlife Sanctuary, Kanaha Beach County Park, and the Maui Arts and Cultural Center.Kahului is served by Kahului Airport, located outside of the CDP.

 

Kihei is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 20,881 at the 2010 census.

 

Wahiawa (Hawaiian: Wahiawa) is a census-designated place (CDP) in Honolulu County, Hawaii, United States, on the island of Oahu. It is located in the Wahiawa District, on the plateau or ""central valley"" between the two volcanic mountains that comprise the island. In Hawaiian, wahi a wa means ""place of noise"", perhaps a reference to the fact that once upon a time, heavy surf on the distant coast could be heard here. The population was 17,821 at the 2010 census.Lakes and reservoirs are rare in Hawaii, and Wahiawa is at once unique in being surrounded on three sides by Lake Wilson (also known as Wahiawa Reservoir or Kaukonahua). The town must be accessed by either of two bridges on Kamehameha Highway (State Rte. 80) across the narrow north and south arms of the reservoir. Outside of the reservoir, the town used to be surrounded by military bases and agricultural fields, but development is making its way up from the increasingly urbanized southern portion of the central plain. Still, there are significant U.S. Army facilities here, including Schofield Barracks, Wheeler Army Airfield, and East Range, an Army training area extending into the hills south and east of town. Schofield Barracks alone is larger than Wahiawa. Wahiawa is also the home of the U.S. Navy's Naval Computer and Telecommunications Area Master Station Pacific.The U.S. postal codes for Wahiawa are 96786 and 96857.

 

Schofield Barracks is a United States Army installation and census-designated place (CDP) located in the City and County of Honolulu and in the Wahiawa District of the American island of O?ahu, Hawai?i. Schofield Barracks lies adjacent to the town of Wahiawa, separated from most of it by Lake Wilson (also known as Wahiawa Reservoir). Schofield Barracks is named after Lieutenant General John McAllister Schofield, Commanding General United States Army August 1888 to September 1895. He had been sent to Hawai?i in 1872 and had recommended the establishment of a naval base at Pearl Harbor.Schofield Barracks has an area of 17,725 acres (72 km2) on Central O?ahu. The post was established in 1908 to provide mobile defense of Pearl Harbor and the entire island. It has been the home of the 25th Infantry Division, known as the Tropic Lightning Division, since 1941 as well as the Command Headquarters for United States Army Hawaii (USARHAW). Schofield Barracks is also home to the 8th Theater Sustainment Command. The population was 16,370 at the 2010 census.

 

Wailuku is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 15,313 at the 2010 census. It is the county seat of Maui County.Wailuku is located just west of Kahului, at the mouth of the ?Iao Valley. In the early 20th century Wailuku was the main tourist destination on Maui, though it has since been eclipsed with the rise of the resort towns such as Ka?anapali, so much that there are no hotels to speak of in Wailuku.Historic sites in the town include Ka?ahumanu Church (named after one of Hawai?i's great monarchs, Queen Ka?ahumanu) which dates to 1876, the Wailuku Civic Center Historic District, the site of the Chee Kung Tong Society Building, and the Bailey House, a 19th-century former seminary and home that houses a history museum and the Maui Historical Society.There are two ancient temples near Wailuku, called heiau � the Haleki?i Heiau and the Pihanakalani Heiau. Both date back hundreds of years and were used for religious purposes by the native Hawaiians.[citation needed]Wailuku is served by Kahului Airport.

 

Kapolei is a master-planned city in Honolulu County, Hawaii, United States, on the island of Oahu. It is colloquially known as the ""second city"" of Oahu, in relation to Honolulu.The community takes its name from a volcanic cone, Pu?u o Kapolei. In the Hawaiian language, pu?u means ""hill"" and Kapo lei means ""beloved Kapo"". According to legend, Kapo was sister to Pele.Much of the land is part of the estate of industrialist James Campbell. Kapolei's major developer is Company. Kapolei sits primarily upon former sugarcane and pineapple fields.

 

?Ewa Beach (/?v?/) or simply ?Ewa is a census-designated place (CDP) located in ?Ewa District and the City & County of Honolulu along the leeward coast of O?ahu in Hawai?i. As of the 2010 Census, the CDP had a total population of 14,955.The word ?ewa means ""crooked"" or ""ill-fitting"" in Hawaiian. The name comes from the myth that the gods Kane and Kanaloa threw a stone to determine the boundaries, but it was lost and later found at Pili o Kahe.Along much of the South Shore of O?ahu, ?Ewa is a reference to the direction of ?Ewa Beach, roughly westwards along the shore. Related terms are mauka (towards the mountains, roughly northwards), makai (towards the ocean, roughly South), and Diamond Head or Koko Head, roughly eastwards along the shore.The U.S. postal code for ?Ewa Beach is 96706 .

 

Halawa is a census-designated place (CDP) in the �Ewa District of Honolulu County, Hawaii, United States. Halawa Stream branches into two valleys: North and South Halawa; North Halawa is the larger stream and fluvial feature. Their confluence is within the H-3/H-201 highways exchange. Most of Halawa Valley is undeveloped. As of the 2010 Census, the CDP had a population of 14,014.

 

Waimalu is a census-designated place (CDP) in Honolulu County, Hawai?i, United States. The population was 13,730 at the 2010 census.

 

Not to be confused with Waikanae, in New ZealandWai?anae is a census-designated place (CDP) in Honolulu County, Hawaii, United States. As of the 2010 Census, the CDP population was 13,177.

 

Nanakuli is a census-designated place (CDP) in the Wai?anae District on the island of O?ahu, City & County of Honolulu, Hawaii, United States. In Hawaiian, nana kuli means literally ""look at knee"". The population was 12,666 at the 2010 census.

 

Kailua is a census-designated place (CDP) in Hawai?i County, Hawaii, United States, in the North Kona District of the Island of Hawai?i. The population was 11,975 at the 2010 census. It is the center of commerce and of the tourist industry on West Hawai?i. Its post office is designated Kailua-Kona to differentiate it from the larger Kailua located on windward O?ahu, and it is sometimes referred to as Kona in everyday speech. The city is served by Kona International Airport, located just to the north in the adjacent Kalaoa CDP. Kailua-Kona was the closest major settlement to the epicenter of the 2006 Hawai?i Earthquake.Kailua-Kona saw a economic downturn during the 2008 national financial crisis but in the early 2010's saw seen significant growth and economic development. Tourism also saw a downturn in the late 2000's but has since seen some resurgence. University of Hawaii has plans for it's Hawaii Community College Palamanui Campus.[13] Since the early 2000's the Kona side has seen significant amounts of vog from Pu?u ?O?o and Kilauea via wind patterns up the South Kona Coast around Mauna Loa and Mauna Kea.[14] Visitor industry statistics show the vog has little effect on tourism traffic to the Kona area.[15]

 

Lahaina is the largest census-designated place (CDP) in West Maui, Maui County, Hawaii, United States, and the gateway to the famous Kaanapali and Kapalua beach resorts north of the community. As of the 2010 census, the CDP had a resident population of 11,704. Lahaina encompasses the coast along Hawaii Route 30 from a tunnel at the south end, through Olawalu up to the CDP of Napili-Honokowai to the north. During the heavy tourist seasons, the population can swell to nearly 40,000 people.Until permanently moving to Honolulu, Lahaina was the capital of the Kingdom of Hawaii. In the 19th century, Lahaina was the center of the global whaling industry with many sailing ships anchored in at its waterfront; today a score of pleasure craft make their home there. Lahaina's Front Street has been ranked one of the ""Top Ten Greatest Streets"" by the American Planning Association.Lahaina's popularity as a tropical getaway has caused its real estate to be some of the most expensive in Hawaii; many luxury homes and condos are sold for more than $2 million there.

 

Waipi?o is a census-designated place (CDP) located in the Ewa District of the island of O?ahu in the City & County of Honolulu, Hawaii, United States. In Hawaiian, wai pi?o means ""curved water"". As of the 2010 census, the CDP had a population of 11,674.The U.S. postal code for Waipi?o is 96797.

 

Kapa?a (Kaua?i dialect: Tapa?a) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 10,699 at the 2010 census.The town has a large concentration of hotels, shopping centers, and tourist-oriented shops and restaurants.

 

Kalaoa is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 9,644 as of the 2010 Census, up from 6,794 residents at the 2000 census.Mokulele Airlines, a small inter-island commuter airline, is headquartered in the CDP, on the grounds of Keahole at Kona Int'l Airport.[4]

 

Pacific WarAttack on Pearl HarborEvents Winter White House Garrison information Pastcommanders Col Brian P. Annicharico Garrison 3rd Marine RegimentMarine Aircraft Group 24Combat Logistics Battalion 33rd Radio BattalionCommander, Patrol and Reconnaissance Wing 2 (US Navy) Marine Corps Base Hawaii (MCBH), formerly Marine Corps Air Station Kaneohe Bay and originally Naval Air Station Kaneohe Bay, is a U.S. Marine Corps facility and air station located on the Mokapu Peninsula of windward O'ahu in the City & County of Honolulu. For census purposes, the area is demarcated as the Kaneohe Station census-designated place, with a population at the 2010 Census of 9,517. Marine Corps Base Hawaii, Kaneohe Bay, is home to Marines, sailors, their family members and civilian employees. The United States Marine Corps operates a 7,800-foot (2,400 m) runway at the base.MCBH is home for the 3rd Marine Regiment, Marine Aircraft Group 24, Combat Logistics Battalion 3 (CLB-3) 3rd Radio Battalion, and the Navy's Patrol and Reconnaissance Wing 2.The base lies between the two largest windward O'ahu communities of Kailua and Kane'ohe, and the main gate is reached at the eastern end of Interstate H-3. The main access to the base is by either H-3 or by Mokapu Road. MCB Hawaii is located on the windward side of Oahu, approximately 12 miles (19 km) northeast of Honolulu. Marine Corps Base Hawaii occupies the entire Mokapu Peninsula, of 2,951 acres (11.94 km2). Two areas of the base are classified conservation land which includes the Ulupau Crater area (northeast peninsula) and the Nuupia Pond area (at the Mokapu Road).

 

Ma?ili is a census-designated place (CDP) in the Wai?anae District on the island of O?ahu, City & County of Honolulu, Hawai?i, United States. In Hawaiian, ma?ili means ""pebbly"", referring to rounded stones at the shore. As of the 2010 Census, the CDP population was 9,488.

 

Aiea (Hawaiian: ?Aiea) is a census-designated place (CDP) located in the City and County of Honolulu, Hawaii, United States. As of the 2010 Census, the CDP had a total population of 9,338.

 

Waimea is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 7,028 at the 2000 census and 9, 212 at the 2010 census. Since each U.S. state cannot have more than one post office of the same name and there are many 'Waimeas' on the islands of Hawai?i, the official US Post Office name for Waimea is Kamuela.Waimea is the largest town in the interior of the Big Island, and is the center for ranching activities and paniolo culture. The Parker Ranch in and around Waimea is the largest privately owned cattle ranch in the US, and the annual Fourth of July rodeo is a major event.Waimea is also home to the headquarters of two astronomical observatories located on Mauna Kea, the W. M. Keck Observatory and the Canada-France-Hawaii Telescope.

 

Ahuimanu is a census-designated place (CDP) in the City & County of Honolulu, Hawaii, United States, on the island of Oahu. In Hawaiian ?ahui-manu means ""cluster of birds"".Ahuimanu is spread out beneath the steep windward pali (cliff face) of the Koolau mountain and separated by a low ridge from Heeia Kea. Thus, this area is mostly inland and not directly on Kaneohe Bay. However, one neighborhood spreads over the ridge and along Kamehameha Highway where there is private access to the bay shore. Proximity to the pali gives the place a generally wet climate. As of the 2010 Census, this largely residential area had a population of 8,810. A small commercial mall is located here across the highway from the Valley of the Temples Memorial Park, a large cemetery noted for its Byodo-In Temple.The U.S. postal code for Ahuimanu is 96744.

 

Holualoa is a census-designated place (CDP) in Hawai�i County, Hawai�i, United States. The population was 6,107 at the 2000 census.

 

Ocean Pointe is a housing development and a census-designated place (CDP) located in the ?Ewa District and the City & County of Honolulu on the leeward side of O?ahu in Hawai?i about fifteen miles (24 km) from Honolulu. As of the 2010 Census, the CDP had a total population of 8,361.This general area was previously known just as ?Ewa. In the late 19th century to early 20th century, ?Ewa was one of the large population centers on the Island of O?ahu, with industry focused around sugar cane production. The ?Ewa Mill, in ?Ewa was a major employer that set up residential villages. Sugar cane is no longer grown on the ?Ewa Plain and Ocean Pointe is now part of O?ahu's new suburban growth center�an area of substantial sprawl spreading unbroken to the south to ?Ewa Beach, north to Honouliuli, and west to Kalaeloa and Kapolei. This area is now referred to as O?ahu's Second City, with a city center (downtown) located in Kapolei.

 

Makaha is a census-designated place (CDP) in Honolulu County, Hawai?i, United States. The population was 8,278 at the 2010 census.

 

Pukalani is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 7,574 at the 2010 census. The general volcano-slope region, including nearby Makawao and Kula, is referred to as upcountry by locals, and is one of the four major population centers on Maui, the other three being Kahului, Lahaina and Kihei, all of which are at sea level.

 

Napili-Honokowai is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 7,261 at the 2010 census.

 

Makawao is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 7,184 at the 2010 census. Located on the rural northwest slope of Haleakala on East Maui, the community is known for being the hub of the ""Upcountry"", a part of the island dominated by mostly agriculture and ranch land.

 

Hickam Housing is a census-designated place comprising part of Joint Base Pearl Harbor-Hickam in the City & County of Honolulu, Hawaii, United States. The population was 6,920 at the 2010 census. The CDP occupies the area that was formerly the U.S. Air Force Hickam Field.

 

Lihue or Lihu?e is a census-designated place (CDP) and the county seat of Kauai County, Hawaii. Lihue (pronounced [li?'hu?e]) is the second largest town on the Hawaiian island of Kaua?i after Kapa?a. As of the 2010 Census, the CDP had a total population of 6,455.

 

Kula is a district of Maui, Hawaii, that stretches across the ""up-country"", the western-facing slopes of Haleakala, from Makawao to Ulupalakua. Most of the residential areas lie between about 500 to 1,100 m (1,800 ft to 3,700 ft) in elevation. The district has traditionally been where full-time residents prefer to live, as distinct from the generally hotter and busier, more tourism-oriented towns near sea level, such as Kihei and Lahaina.

 

Waikoloa Village is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 4,806 at the 2000 census. An alternate name for the community is Waikoloa, which is used by the local post office.

 

Laie is a census-designated place (CDP) located in the Koolauloa District on the island of Oahu in Honolulu County, Hawaii, United States. In Hawaiian, la?ie means ""?ie leaf"" (?ie?ie is a climbing screwpine: Freycinetia arborea). The population was 6,138 at the 2010 census.

 

Ewa Villages is a census-designated place (CDP) located in the ?Ewa District and the City & County of Honolulu on the leeward side of O?ahu in Hawai?i some 20 miles (32 km) from downtown Honolulu. As of the 2010 census, the CDP had a population of 6,108.This area was previously known as ?Ewa (in Hawaiian, ?ewa means ""crooked""). In the late 19th century to early 20th century, ?Ewa was one of the large population centers on the island of O?ahu, with industry focused around sugar cane production. The ?Ewa Mill was a major employer that set up residential villages within ?Ewa (from which the modern name arose). Sugar cane is no longer grown on the ?Ewa Plain and ?Ewa is now one of O?ahu's suburban growth centers�an area of substantial sprawl spreading unbroken to ?Ewa Gentry and ?Ewa Beach on the south, Kalaeloa on the southwest, and Kapolei on the west. This area is now referred to as O?ahu's Second City, with a city center (downtown) located in Kapolei.Honouliuli is a former village and now a place name for the north end of ?Ewa, lying along Honouliuli Stream between ?Ewa Villages and Waipahu.The U.S. postal code for ?Ewa is 96706, the same as for ?Ewa Beach.

 

Wailea is a census-designated place (CDP) in Maui County, Hawai?i, United States. As of the 2010 census, it had a population of 5,938. Prior to 2010, the area was part of the Wailea-Makena census-designated place.

 

Waimanalo is a census-designated place (CDP) in the City & County of Honolulu, in the District of Ko?olaupoko on the island of O?ahu, Hawaii, United States. This small windward community is located near the eastern end of the island. In the Hawaiian language Waimanalo means ""potable water""; it is so named for the many brackish ponds in the area that were used for irrigation. As of the 2010 Census, the CDP had a population of 5,451.Waimanalo is close to, but somewhat separate from, the neighborhood of Waimanalo Beach. Waimanalo has a small commercial center along Kalaniana?ole Highway, but is separated from the shoreline and Waimanalo Beach (the longest stretch of sandy shoreline on O?ahu) by Bellows Air Force Station. Waimanalo is noteworthy for its local flavor and large agricultural lots in the valley that extend back towards the Ko?olau from the center of town. Numerous plant nurseries are found in this area. There are no hotels in Waimanalo.Waimanalo is the site of Sea Life Park, located near Hawai?i Kai on Kalanianaole Highway. The U.S. postal code for Waimanalo is 96795.

 

He?eia is a census-designated place comprising several neighborhoods located in the City & County of Honolulu and the Ko?olaupoko District on the island of O?ahu north of Kane?ohe. In Hawaiian the words he?e ?ia mean ""washed away"", alluding to a victory achieved by the populace against others from leeward O?ahu, aided by a tsunami that washed the combatants off the shore.[citation needed]He?eia includes Ha?iku Valley and He?eia Kea. The population was 4,963 at the 2010 census. The area is almost entirely one of homes and apartments. Parts of He?eia lie along Kane?ohe Bay, but public access is non-existent owing to private ownership of the property behind the shore.Notable in the He?eia area are:Ha?iku Valley, a former United States Coast Guard radio transmitter site with the Stairway to Heaven hiking trailHe?eia Fishpond,"

"

here, and the shore of the bay is surrounded by Hale?iwa Beach Park (north side) and Hale?iwa Ali?i Beach Park (south side). Further west from the center of town is Kaiaka State Recreation Area on Kiaka Point beside Kaiaka Bay. As of the 2010 census, the CDP had a population of 3,970. It is the largest commercial center on the North Shore of the island. Its old plantation town character is preserved in many of the buildings, making this a popular destination for tourists and residents alike, visiting surfing and diving sites along the north shore.The U.S. postal code for Hale?iwa, including Kawailoa, is 96712.

 

Waialua is a census-designated place and North Shore community in the Waialua District on the island of O?ahu, City & County of Honolulu, Hawaii, United States. As of the 2010 Census, the CDP had a population of 3,860.Waialua was one of the six original districts of ancient Hawaii on the island, known as moku. Waialua is a former (sugar) mill town and residential area, quite different in its quiet ambiance from nearby Hale?iwa, which is more commercial and tourist oriented. The Waialua Sugar Mill is the center of this town and the historical base of its plantation history.The U.S. postal code for Waialua is 96791.

 

Kahaluu-Keauhou is a census-designated place (CDP) in Hawai�i County, Hawai�i, United States. The population was 2,414 at the 2000 census.

 

Kekaha (literally, ""the place"" in Hawaiian) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 3,175 at the 2000 census.

 

Captain Cook is a census-designated place (CDP) in Hawai?i County, Hawai?i, in the United States located in the District of South Kona. The community, which is actually located in the land division of Kealakekua, is so named because the post office for the area was located in the Captain Cook Coffee Co. during the early 1900s. As of the 2000 census, the CDP population was 3,206. The population increased by 7.0% to 3,429 at the 2010 census.

 

Kaunakakai is a census-designated place (CDP) in Maui County, Hawai?i, United States. It is the largest town on the island of Moloka?i. The population was 3,425 at the 2010 census. It is ""twinned"" with Embo in Scotland. The town was made famous in the 1930s by the song ""The Cockeyed Mayor of Kaunakakai"", beginning an ongoing tradition of designating an honorary mayor for the town.

 

Iroquois Point is a census-designated place (CDP) in Honolulu County, Hawaii, United States, on the island of Oahu near Pearl Harbor. The population was 3,374 at the 2010 census. ""Iroquois Point"" refers to the geographic land area that is occupied by the Waterfront at Pu'uloa (known as ""Iroquois Point Island Club"" prior to 2008), a firing range, a Navy Exchange shoppette and gas station, and Iroquois Point Elementary School. Once primarily used as a military housing community, it is now privately operated.

 

Lanai City is a census-designated place (CDP) on the island of Lanai, in Maui County, Hawaii, United States. The population was 3,102 at the 2010 census. Because of the island of Lanai's small population, Lanai City functions as the island's main commerce and business area. Many of the island's restaurants and shops can be found in the town square that surrounds Dole Park.In April 2009, Lanai City was named one of the most endangered historic sites in the U.S. It is home to an intact plantation town, something not found on any of the other Hawaiian Islands, dating back to the early 1920s. This historic district is threatened by commercial development, which would involve the demolition of a number of historic buildings.Lanai City is served by Lanai Airport (LNY).

 

Puhi (literally, ""blow"" in Hawaiian) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 1,186 at the 2000 census.

 

Hawaiian Acres is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States located in the District of Puna. The population was 1,776 at the 2000 census.

 

Pa?ia (pah-ee-ah) is a census-designated place (CDP) in Maui County, Hawai?i, on the northern coast of the island of Maui. The population was 2,668 at the 2010 census. Pa?ia is home to several restaurants, art galleries, surf shops and other tourist-oriented businesses.Pa?ia is the last town on the Hana highway when heading eastbound towards Hana.Paia is located close to many internationally known windsurfing spots including Ho'okipa and Spreckelsville. It is therefore sometimes called ""The World Capital of Windsurfing"".[]

 

Hanapepe (literally, ""crushed bay"" in Hawaiian due to landslides in the area) is a census-designated place (CDP) in Kauai County, Hawaii, United States. The population was 2,153 at the 2000 census.

 

Kahuku is a census-designated place (CDP) in the Ko?olauloa District on the island of Oahu, County of Honolulu, Hawaii, United States. In the Hawaiian language, ka huku means ""the projection"", presumably a reference to Kahuku Point nearby, the northernmost point of land on the island of Oahu. As of the 2010 Census, Kahuku had a population of 2,614.

 

Volcano is a census-designated place (CDP) in Hawaii County, Hawaii, United States located in the District of Puna with a small portion of the CDP in the District of Ka?u. The population was 2,575 at the 2010 census.

 

Honaunau-Napoopoo (also spelled Honaunau-Napo?opo?o) is a census-designated place (CDP) in Hawaii County, Hawaii, United States. The population was 2,414 at the 2000 census.

 

Honalo is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 1,987 at the 2000 census.

 

?Ele?ele (literally, ""black"" or ""black water"" in Hawaiian) is a census-designated place (CDP) on the island of Kaua?i in Kaua?i County, Hawai?i, United States, with the ZIP code of 96705. The population was 2,040 at the 2000 census.

 

Lawa?i is a census-designated place (CDP) in Kaua?i County in the U.S. state of Hawai?i. The population was 1,984 at the 2000 census.

 

Honokaa is a census-designated place (CDP) in the Hamakua District of Hawaii County, Hawaii, United States. The population was 2,233 at the 2000 census.

 

Keaau (also written as Kea?au) is a census-designated place (CDP) in Hawaii County, Hawaii, United States located in the District of Puna. The population was 2,010 at the 2000 census. The population increased by 12.1% to 2,253 at the 2010 census.

 

Anahola (literally ""deadly winds"" in Hawaiian) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 1,932 at the 2000 census.

 

Princeville is a census-designated place (CDP) on the north shore of the island of Kauai in Kauai County, Hawaii. The population was 1,698 in the 2000 census.

 

Koloa is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 1,942 at the 2000 census. Koloa is often incorrectly translated as native duck, which is the correct translation for the similar-looking koloa (without the macron). Koloa has no known translation. According to one account, the district Koloa was named for a steep rock called Pali-o-ko-loa which was found in 'Waikomo' stream. The first successful sugar plantation in the Islands was started here in 1835. It became a part of Grove Farm in 1948.

 

Maunawili is a residential census-designated place (CDP) in the City & County of Honolulu, Ko?olaupoko District, Island of O?ahu, Hawaii, United States. As of the 2010 Census, the CDP had a population of 2,040. Situated mauka (inland or mountain side) of Kalaniana?ole Highway between Castle Junction and Castle Hospital, Maunawili is nearly all private homes, schools, and a few churches; horse stables complete the rural setting. There are no commercial establishments. However, residents are only minutes (by car or bus) from Kailua. Maunawili Falls is a popular hiking destination.Maunawili Valley extends behind the prominent windward peak known as Olomana. The residential developments extend only part way back into the valley, which is quite large and fairly wet, supporting limited agriculture (mostly banana growing) behind the housing. Water from the numerous streams is diverted by a ditch to much drier Waimanalo to support agricultural activities there.A golf course and agricultural research station (HSPA) are located in the valley. An attraction of increasing popularity is the Maunawili Demonstration Trail, a state-maintained trail that traverses the breadth of upper Maunawili Valley from the Pali Highway (access at the ""Horseshoe Curve"") to Waimanalo. A connecting side trail (Maunawili Falls Trail) is accessible from the neighborhood in upper Maunawili.The U.S. postal code for Maunawili is the same as for Kailua: 96734.

 

Kualapu?u is a census-designated place (CDP) on the island of Molokai in Maui County, Hawai?i, United States. The population was 2,027 at the 2010 census. Kualapu?u can be literally translated as ""hill overturned"", but is thought to be a corruption of Pu?u?uala: ""sweet potato hill"". The present settlement is a former pineapple cannery village once associated with Foods.

 

Kealakekua is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 1,645 at the 2000 census.It was the subject of the 1933 popular song, ""My Little Grass Shack in Kealakekua, Hawaii"" by Bill Cogswell, Tommy Harrison and Johnny Noble which became a Hawaiian Music standard.See also: Kealakekua Bay, where the British explorer Capt. James Cook was killed.

 

Waimea (literally, ""red water"" in Hawaiian) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 1,787 at the 2000 census. The first Europeans to reach Hawaii landed in Waimea in 1778 (giving rise to Kauai's cheeky slogan: ""Hawaii's Original Visitor Destination"").

 

Ko Olina Resort is a 642-acre (260 ha) master-planned vacation and residential community on the leeward coast of Oahu, 17 miles (27 km) northwest of Honolulu. Ko Olina has 2 miles (3.2 km) of coastal frontage and includes three natural and four man-made lagoons with white-sand beaches. It is home to three hotel and vacation-club resorts: Aulani, a Disney Resort & Spa; the Ihilani Resort & Spa, and Marriott's Ko Olina Beach Club, as well as several resort condominiums and villa homes.The resort includes Ko Olina Golf Club and Ko Olina Marina, as well as shopping and dining at Ko Olina Station and Ko Olina Center. Watabe Wedding manages four wedding chapels on the resort property.Major events hosted at Ko Olina Resort include the LPGA Lotte Championship, Ko Olina New Year's Lagoon Fireworks Spectacular, and the finale of the Hawaii Food & Wine Festival.

 

"

Hawaii

 

Your Company may likely have been aware of freight invoice factoring but your company could mistake exactly what it is or much more significantly exactly what it can possibly do for your business. Truck Factoring also called receivables financing is a type of asset based financing that will enhance a company's short-term cash flow. This is not a loan; no debt obligation is assumed by freight bill factoring ,and the money is unconditional. Billing Accounts Receivables Companies in Cash Flow Finance Factoring Services For Trucking Companies at Freightfactoringcompany.org- providing discounted receivables services factoring-services-for-trucking-companies

Freightfactoringcompany.org-Factoring Services For Trucking Companies

Honolulu

Hawaii

Billing Accounts Receivables Companies

Reasons why Truck Companies Make use of Factoring Companies.

 

As the manager of your own business enterprise, you may perhaps be more than conscious already of the difficulty in making certain that capital matters do not become a dilemma down the line. Anyway, the most unfortunate thing that can in all probability transpire for your enterprise is to find yourself involved in a long and challenging condition that leaves you forever searching for the finances you really need on an continuing manner.

 

 

Invoice Factoring Companies Reviews at Medicalstaffingagency.Org

Factoring Trucking Receivables

There's genuinely nothing to be stressed about when it comes to employing a Factoring contractor-- they typically aren't like a bank or any individual who is going to leave you with a significant mound of financial obligation to pay back. You give them authentic invoices from work you have already accomplished , you are simply speeding the payment process.

 

 



Best Factoring Companies-Yourfactoring.Com

 

The history of Hawaii can be traced through a succession of dominant industries: sandalwood,[91] whaling,[92] sugarcane (see Sugar plantations in Hawaii), pineapple, military, tourism, and education. Since statehood in 1959, tourism has been the largest industry, contributing 24.3% of the Gross State Product (GSP) in 1997, despite efforts to diversify. The gross output for the state in 2003 was US$47�billion; per capita income for Hawaii residents was US$30,441. Hawaiian exports include food and apparel. These industries play a small role in the Hawaiian economy, however, due to the considerable shipping distance to viable markets, such as the West Coast of the United States. Food exports include coffee (see coffee production in Hawaii), macadamia nuts, pineapple, livestock, and sugarcane. Agricultural sales for 2002, according to the Hawaii Agricultural Statistics Service, were US$370.9 million from diversified agriculture, US$100.6 million from pineapple, and US$64.3 million from sugarcane. In 2009, the United States military spent $12.2 billion in Hawaii, accounting for 18% of spending in the state for that year. 75,000 United States Department of Defense personnel reside in Hawaii

 

Accounts Receivables Factoring Companies

Reasons why Truck Companies Make use of Factoring Companies.

 

As the manager of your own business enterprise, you may perhaps be more than conscious already of the difficulty in making certain that capital matters do not become a dilemma down the line. Anyway, the most unfortunate thing that can in all probability transpire for your enterprise is to find yourself involved in a long and challenging condition that leaves you forever searching for the finances you really need on an continuing manner.

 

 



Best Factoring Companies-Yourfactoring.Com

 

 

 

Loans Receivable Business

 

Loans Receivable Business

 

At one time or another, every company, even successful ones, have experienced poor cash flow.

Money flow does not have to be an issue any more. Do not be fooled -- banks are not the only locations you can get financing. Other solutions are offered and you do not have to borrow money. What is trucking factoring ? One solution is called truck factoring. Truck Factoring is the process of selling accounts receivable to a financier rather than waiting to collect the cash from the client. Oh, the Irony- Truck factoring has an ironic distinction: It is the financial foundation of many of America's most effective companies. Why is this paradoxical ? Because receivable financing is not instructed in business colleges, is rarely discussed in business plans and is fairly unknown to the majority of most of American company people.

Yet it is a financial procedure that releases up billions of dollars every year, allowing countless businesses to grow and prosper. Trucking Factoring has been around for thousands of years. FACTORING Businesses are investors who pay cash for the right to receive the future payments on your invoices. An overdue receivable or invoice has value. It is a debt your client has actually agreed pay in the near future. Factoring Principals--Although factoring deals exclusively with business-to-business transactions, a large portion of the retail company utilizes a factoring principal. MasterCard, Visa, and American Express all use a type of factoring in their retail deals. Utilizing the purest definition of the word, these big consumer finance companies are really just big Commercial Factoring Companies of customer paper. Think about it: You purchase at Sears and charge it to your MasterCard. The store gets paid practically immediately, although you do not pay until you are prepared.

For this service, the charge card company charges Sears a charge (typical common normal fees vary from two to 4 percent of the sale). The Advantages Factoring can provide numerous benefits to cash-hungry business. Instead of waiting 30, 60, 90 days or longer for payment on an item that has actually currently been provided, a company can factor (sell) its receivables for cash at a little price cut off the dollar value of the invoice. Payroll, advertising efforts, and working capital are simply a few of the company needs that can be satisfied with instant  cash.

Truck Factoring offers the ways for a producer to replenish inventory and make even more products to sell: There is no longer a need to wait for earlier sales to be paid. Receivable Loan Financing is not simply a money management tool for producers: Almost any type company can benefit from Receivable Loan Financing. Typically, a company that extends credit will have 10 to 20 percent of its annual sales bound in invoices at any given time. Think for a minute about how much is tied up in 60 days' worth of invoices: You can not pay the power bill or today s payroll with a client s invoice, however you can offer that invoice for the money to meet those obligations. Using trucking factoring companies is a fast and easy process. The factor purchases the invoice at a price cut, usually a couple of percentage points less than the face value of the invoice.

Trucking Factoring Companies-Factorreceivables.Net

 

Factoring Services For Trucking Companies

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The United states Truck Organization
mentions that there around
205,000 workers with truck
businesses and
276,000 personal companies trucking
firms licensed to
operate in America that carried,
according to their most current listings of millions of
products, supplies and
basic products .
There are numerous common
carriers either going solo or in
teams on our nation
roads carrying these
important products to our
shops, manufacturingplants and ports.

Furthermore  freight bill factoring
corporations service
countless of them and offer their
factoring facilities
nationwide counting
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Factoring Services For Trucking Companies

 

View Our Factoring YouTube Video For More Information

 

Receivables financing company Calculator
This calculator will show you how much you will make by using our receivables financing company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our receivables financing company
Enter the principal balance of your receivables financing company
(call your receivables financing company lender and ask for the current payoff amount):
Enter the amount of your monthly receivables financing company payment:
(invoice amount):
Enter the your receivables financing company's current interest rate:

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

 

 

Watch Our Freight Factoring Companies Videos For More Information

 

 

http://factorreceivables.org

 

 

http://Factorreceivables.Org/

 

 

 

Truck Factoring Calculator

 

"

�So, this is not a loan?� Jeremy Campbell asked as he leaned back in his chair, crossing his legs. The woman who sat across the desk smiled and shook her head.�No, not exactly,� she said.Jeremy Campbell owned a small trucking company, and his business had recently fallen on difficult times. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Bradley. His company was called Ramirez Trucking, named after both of his grandfathers, Johnny and Lee. Both of these men had been very hardworking and had set a great example for Bradley.Six months ago disaster struck Bradley's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was involved in a very costly accident, and the other simply rolled over, and headed to the trucking graveyard. Jeremy depended on his full fleet, and missing two trucks was devastating . In addition, he just did not have the available cash to buy a new truck, plus repair the other one.A big problem a lot of trucking companies came across was how bills were paid in the industry. You could go a month or more before bills were completely paid off. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Jeremy wasn�t a bad owner, and he hadn�t messed up. Certain events had occurred that he could not possibly have predicted, and now he had to find a way to protect his business and prevent it from ultimate devastation.That�s where the woman across the desk came in. Her name was Ruby and she worked for a factoring company. Jeremy had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.She sat there now, and explained. �it is really not a loan at all: we actually buy your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. This is a win-win situation: we are protected from a total loss, and you're protected from the ridiculous fees and charges you'd have to pay if you borrowed from a bank.Jeremy agreed. It sounded perfect - perhaps too good?.Ruby laughed. �You look like you don�t believe me,� she said.�Oh no, I do: it just sounds too good to be true. I thought I was going to lose my company.�Ruby smiled, agreeing. �We get that a lot. There's no way we want to see you lose your business. You work hard, you�ve put everything you can into it. Sometimes you need help. That�s what we�re here for.""Well, I'm very grateful that you came to see me today.""It�s right down the road, usually we do it all online, but I didn�t mind swinging on by today,� said Ruby with a smile. �Let's work out a solution to your problem.�And with that they set about making a profile.

 

Jeremy completed the form, with Ruby offering advice as needed.

 

The profile filled Ruby and her company in on Bradley�s company, and would help them determine if he was suitable for factoring. Unfortunately, not all companies are. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. Listening as Jeremy filled out his form, Ruby was pretty sure he was a perfect candidate for factoring.When the form was done Ruby took it and slid it into her briefcase. Standing up, she reached over the desk and shook Bradley's hand. He also stood up, and they smiled at each other. Jeremy walked Ruby to the door where they said 'Goodbye', then he went back into his office.All his staff members were there, all seven who worked in his office. Sitting behind his desk once more he could hear the familiar sounds of his office workers going about their daily business.He shut his eyes. He had felt so helpless lately, was sure the whole thing was collapsing, and would take him with it. But now, after speaking to Ruby and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.The long nights, where he couldn�t sleep. The sudden panic attacks, not matter where he was. He could feel it all fading away. He wasn�t out of the woods yet, there was still a lot of work to be done, but he could feel it. He was there, he was on the right path, and he was working to make things right.His mind wandered back to the very beginning, when he first started his business. He had opened a restaurant at age twenty two when he was fresh out of school. It had been really successful. Offering home cooking in his own hometown, his business had really prospered.But he had gotten bored. His passion didn�t lie with the food industry. He thought long and hard, and then he decided to sell the restaurant. He took six months off, and during that time he decided to create Ramirez Trucking. So he did it. For the second time in his short life he created a company from the ground up. He had been successful.Then disaster! The two trucks went down and suddenly his success wasn't looking so guaranteed. He was about to turn fifty. He was concerned that he just did not have the energy left to try and save the business. But he couldn�t give up. Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He did not want to quit - both for himself and for his staff members.And now it seemed as though he would not have to - all because of Factoring. Jeremy opened his eyes, sat forward, turned his computer on. He had lots to do. There would be plenty of time later to be thankful, but for now it was time to get back to work.

 

"

 

 

 

 

More Best Trucking Factoring Company -Articles

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Freight Broker Factoring

 

"

Since the mid 1980s Ryan Truck & Haul have been successfully running their freight business. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the boom times from 2002 to 2007 Ryan Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. Cash was flowing and times were good for all.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed down. And worse yet, Ryan had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. And as spring turmed to summer and summer into the early days of fall, Ruben Lewis, CEO of Ryan felt a chill go down his spine whenever he would look at the weekly A/R reports. The numbers of clients who owed him back debt were growing.He had gone to his administrators and asked them what the problem had been. Were they doing something wrong or different when it came to reaching out to delinquent accounts? When checking his bookkeeper's records this was definitely not the case. Perhaps he was losing his customers to his competitor, who seemed to offer very low prices with no guarantee of quality or performance, and these clients who were in debt to his company had possibly disappeared leaving him stranded. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Ryan hadn't gone elsewhere. The had just gone!.To Ruben Lewis the situation looked desperate. He had employees to pay, goods to ship, trucks to maintain and overhead that was almost unbearable when compared against the lack of funds that were coming in. At night he would speak to his wife Tara and shake his head in frustration.

 

""Lin, I have a really bad feeling,"" he would say with deep woe.""What could you do differently?"" she would ask.Ruben would stare off into the distance, and then slowly close his eyes. He could see the fleet of trucks he had purchased over the years. He could see them traveling, bringing goods to all of his clients. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. Why couldn�t he work out how to resolve this financial problem with his business?""I think I know what it could be,"" Ruben said. ""I've relied too long on the profits I receive from invoices alone. For too long I've been allowing our clients to let their accounts become overdue."" All Tara could do was hold his hand and look at him tenderly. 'We know it is a difficult economy at the moment - perhaps it will take a while for people to get on top of their bills'.""Ruben knew very well that Tara was only trying to help, but his responsibilities weighed heavily on his shoulders and he knew he had better do something soon to resolve this situation.The following day Ruben walked into his office with a spring in his step, determined to call each and every client who owed money to Ryan Truck & Haul. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. A waste of time - a waste of money - he had the best intentions, but all the while Ruben was realising just how much trouble he was in.After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Annerley knocked at his door.

 

""Ruben, can I have a word?"" she asked standing in the doorway.

 

""Of course Ann, please come in."" Ruben leaned back in his chair and looked expectantly at Annerely.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Ruben."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard the word factoring?"" she asked.""It does sound vaguely familiar. What is factoring""? he asked.She began, ""Well, it is really very simple. So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Immediately?"" Ruben interrupted.""Yes, immediately,"" she continued, ""In a nutshell, it is pretty easy. We start by having a professional account manager review our figures and help us set up a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. Additionally, the factoring will help to determine the creditworthiness of our customers independent of their credit history with our business. It�s a broad view.""Ruben replied cautiously ""I see - and what happens then?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. You'll be surprised at the amount of flexibility, all dependent upon the credit histories and business volume.

 

The company will advise us the cost to purchase factoring for our company's accounts receivable. The funding commences once we�ve arrived at an agreement.�Ruben leaned forward and reviewed the paperwork closely.""I do not know, Ann - it just sounds too good to be true"", Ruben said quietly.""Yes, I know; that's exactly what I thought at the beginning. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. They appear to be very flexible, Ruben,"" she underlined a paragraph on the paper before him.""Just how flexible?"" asked Ruben.""It seems that they personalize their factoring charges so that the amount they're prepared to work with is commensurate with our client's debt and our needs. Apparently they can figure this all out in two to four days.

 

""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. it is imperative that we keep the business rolling as usual, and every day we go unpaid we are getting closer and closer to dealing with some serious issues in both the short term and the long term,"" said Ruben.He took a deep breath and looked at his secretary with something she recognized as hope.""Exactly�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Ruben took a moment to think about this solution, and agreed with his secretary. The clients who owed them money were long standing friends and professional resources of Ryan. Ruben wasn't prepared to lose these relationships just because they were having financial issues at the moment. Ruben knew that the economy had taken a hit and he knew that it would probably be a long time before things started to look up again. That unknown amount of time could create a disaster situation for both of them if he wasn't careful in how these debtors were handled. Of course he did not want to lose any more money, but he did not want to lose business either.""Let me go over this tonight Ann, and thankyou."" Ann stood up and left Ruben's office, with the nice feeling of knowing that she may just have solved a very serious problem.Ruben sat behind his desk and looked over the details Ann had not mentioned in their meeting. What other issues could freight factoring help Ryan with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. In fact, Ryan could receive up to fifty-percent cash advances upon load pick-ups. Ruben was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""Well, I'll have to tell Felix about this,"" muttered Ruben to himself.His son-in-law Felix had liked the idea of Ryan so much and revered his father in law for having such business acumen that only two years before, he had gathered the venture capital to begin his own transportation service company. At that time Ruben knew the struggles Felix would face, but he still encouraged him to follow his dream. With the economy the way it was, if an established company such as Ryan was struggling then the little guys, like Felix, were going to be in even more trouble. But, maybe the answer for both of them was in freight factoring, and Ruben was going to find out very soon.Some months later, having successfully gone through the entire process of the application, having experts study his credit history and statements and review his accounts receivable, Ruben found that he was starting his journey out of the despair which had been created for him by his delinquent account holders.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They took that time and refocused effort to offering competitive prices in new territories. Ruben looked back on the dismal months of life before freight factoring and almost shuddered at the thought. Had he missed the boat on this one, he probably wouldn't be in business today.

 

"

 

 

 

 

 

 

More Truck Factoring Calculator -Articles

 

 

http://Factorreceivables.Org/

 

 

 

Factoring Trucking Receivables

 

The key reasons why Trucking Corporations Employ Factoring Companies.

 

As the owner of your own establishment, you may well be much more than knowledgeable already of the difficulty in making sure that cash flow issues do not become a problem down the line. After all, the most disappointing thing that can possibly take place for your enterprise is to find yourself swept up in a long and challenging situation that leaves you forever trying to find the cash you need on an on-going basis.

 

For any kind of firm in this scenario, the trouble can come for waiting for work to clear up and actually be provided into your bank account. Bill of sales, checks, and the like could take a while to actually to be taken care of which could leave you with temporary cash flow dilemmas. Thankfully, there are opportunities out there for enterprises to consider-- and among these is factoring providers.

 

Factoring providers will, in exchange for your statements, provide you with the cash money immediately to make sure that you do not have to worry about the lingering duration that could make paying off the bills and acquiring materialsmore complicated. With this type of system, invoice factoring can become extremely helpful for various businesses who have to avoid a cash ploy which they have found themselves in.

 

Because, relying on the size of the task, it can take up to 60 days for several establishments to get compensated then it is significant to cover up your own back and definitely not leave yourself funds short to pay the expenses. After all, how many businesses possess two months profits just lying there to pay for all their spendings until they get paid?

 

This is particularly true of truck enterprises. They often tend to take care of numbers of invoices which means a substantial amount of collection time concerns business owner themselves. Trying to get paid promptly can become an unbelievable hassle and this is exactly why you make use of truck factoring agencies who are delighted to help out truckers mainly.

 

As all of us know, trucking is an unbelievably massive market with lots of companies out there utilizing hundreds of vehicle drivers. Regretfully, quite a few of these drivers land up in money issues because they are still waiting for work from six weeks previously to actually pay them. When this is the condition for a trucking company, choosing factoring agencies for reinforcement could be the ideal choice left.

 

This implies that a truck company can provide the paychecks of the workers, keep all the trucks filled with fuel and continue to escalate, rise and expand without continually waiting for the resources which is taking too prolonged to come in. Trucking Businesses functioning without a factoring system applied are leaving themselves at critical threat, as competitors cash out fast and go on to expand.

 

There's absolutely nothing at all to be troubled about when it comes to using a Factoring agency-- they usually are not like a banking company or somebody who is going to leave you with a considerable mound of liability to pay back. You give them authentic invoices from job you have already wrapped up , you are only quickening the repayment system.

 

In the United states of America, where truck enterprises thrive, factoring firms are not considered borrowing in any capacity. This private contract then permits both parties to benefit and delight in a comfortable future-- it provides the factoring provider a secured resource of earnings to put into the list and it provides the trucking business the required funds that they worked hard to generate.

 

The trucking company provides their statements to the factoring company. The trucking factoring agency then receive the payment amounts from the trucking company's clients. Factoring has been in existence for centuries and has been adopted for decades by numerous varying sectors-- but none exceeding so than truckers. While you could lose out on a small part of the money, something like 1-3 % depending on who you partner with, it means that you are receiving the cash today and can actually start off setting the resources to operate.

 

Anyway, an IOU or an invoice is not actually going to finance expenses, is it? For trucking establishments when the hard earned cash can be very good one day and gone the next, it is up to the drivers to work sensibly and to guarantee they are leaving themselves with a considerable measure of time and money to get through the week till they are handed over once again.

 

So the next instance your trucking business is having some short-term cash flow dilemmas and you are shelling out a bit too much time chasing slow paying clients, why not start thinking about using a factoring companies as a means to get your cash and give yourself a more comfortable future in the eyes of your trucking personnel and your bank balance?

 

 

 

 

 

 

 

More Factoring Trucking Receivables -Articles

 

 

 

Factoring Services For Trucking Companies

 

 

 

http://Factorreceivables.Org/

 

 

 

Best Trucking Factoring Company

 

"

The Future of a Trucking Company, and Factoring Aaron Bennett let the phone ring on his desk. He let his morning coffee cool and left his cigarette to ash itself in the tray, because he is trying to make the biggest decision ever for his trucking company. Bennett Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

More than forty years ago Aaron's father had started this business working as an owner-operator and eventually growing Bennett Trucking Company into a fifteen trailer fleet. Yes, they had survived some very difficult times when it appeared like they might go under, and even Aaron's mother had jumped into the cab at times to make hauls. His father had lived long enough to witness the price of hires drop during the recession and watch the eruption of fuel prices afterwards. Now the company was solely in Aaron�s hands and he wanted to live to see it in better shape for his sons.

 

There just never seemed to be enough money to go around, and certainly no spare cash, but to move his company successfully into the future he needed a steady and reliable cash flow. His employees needed to be paid. They all have families and the usual household bills. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. Every time he had to turn down a request, Bennett Trucking looked weak in a very strong market.

 

His father would have told him to wait and to take his time adding on new technology. Aaron chuckled, thinking about his father. He remembered when his father was totally against installing GPS units in the cabs. His Dad would say ""Why on earth do you need some stranger telling you to get off the exit that everyone knows has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Aaron believed a successful man is always thinking of his next step. What would be the next step for Bennett Trucking? More importantly, how could he afford it? Business funding was tied up in fuel bills and the mortgage for the garage and office. He just finished paying off the small bank loan for installing satellite radio in the trucks for the guys.

 

He wondered about factoring - was this the answer for him? There was a lot he didn�t understand about the process. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. A factoring company actually purchases your invoices and takes control of your accounts receivable, payment being a certain percentage of the amount invoiced. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Aaron had to really consider what his next step was going to be. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Plus it was worse still if the customer didn�t pay up at all because then the factoring company would take it right out of the money supposed to be coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. Well, what was the point of going to a factoring company if there was shady business like that going on?

 

But it turned out to be quite easy. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He was quite happy to sign an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. He was not charged for a credit check, and in addition he was offered a fuel advance on the pick-up of a load. In fact there were a few companies who offered him a non-recourse factoring program, and this was exactly what he had been hoping for. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It sounded like a great scheme to him.

 

It was really refreshing dealing with the factoring people. They were more personable than those loan managers at the bank. He was relieved to note that the factoring companies understood the trucking business and discussed business with him like a respected client, not like someone looking for a handout. The factoring companies were not interested in his credit nor the financial problems his father had experienced in the past. All the factoring company was interest in was the credit of his customers and on their reliability: this worked great for Aaron because he and his father had created a very strong and loyal list of clientele over the years. So he knew they would understand when the factoring company contacted them for the invoices. His clients wouldn�t think poorly of Bennett Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Aaron stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. With the capabilities of this new cash flow, Aaron could actually expand Bennett Trucking Company further across the country and perhaps even go international into Canada. He was a happy man again knowing that he had just made a decision which would guarantee the success of his business and his sons would not be inheriting a financial mess.

 

"

 

 

 

 

 

 

More Best Trucking Factoring Company -Articles

 

 

 

 

 

 

 

 

Factoring Services For Trucking Companies

 

 

 

 

 

 

http://Factorreceivables.Org/

 

Account Receivable Finance Companies

 

Date Published- 2014- 03-18 Factoring For Trucking

 

"

Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. You will not Incur Debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. There's no collateral required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"
http://Factorreceivables.Org/

 

 

 

 

 

More Best Trucking Factoring Company -Articles

 

 

 

"

Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. You will not Incur Debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. There's no collateral required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"